A: Frequently, detrimental credit rating information stays on your credit rating report for 7 several years. When you have filed for personal individual bankruptcy, that reality stays on your own report for 10 many years.
In the event the investigation is concluded, both the credit rating bureau or the corporate or person who offered the incorrect information and facts into the credit score bureau have to provide you with the composed results of its investigation.
If the knowledge provider finds the disputed details is inaccurate, it ought to notify all a few nationwide credit score bureaus to allow them to right the information as part of your credit score report. You may get a cost-free copy of your report If your dispute ends in a adjust.
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Telephone and utility companies could use information inside your credit score report to make your mind up whether to offer products and services to you personally.
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